BEST CHOICE

Services

With Maxfinance Best Choice, you don’t just have a credit intermediary you have a lifelong partner. From the very beginning, your concerns become ours. We are here to help you find the best solution for your

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Mortgage Loans

We support the entire homebuying process, from the simulation to the deed signing, ensuring you get the best financing offer.

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Crédito pessoal

Personal Loans

We find financing solutions for a wide range of needs, such as personal projects, education, healthcare or travel.

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Crédito Automovel

Car Loans

We support you in obtaining financing for the purchase of a new or used vehicle, with conditions adapted to your profile.

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seguros

Insurance

We provide protection solutions tailored to each client, from mandatory insurance linked to mortgage loans to health, car and multi-risk insurance.

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transferência de crédito

Mortgage Transfer

We analyse your current conditions and help you transfer your mortgage to another bank, aiming to reduce your monthly instalment and improve your interest rates.

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consolidação

Loan Consolidation

We combine multiple loans into a single one, reducing your monthly instalment and simplifying your financial management.

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Everything you need to know before applying for a mortgage

Understand interest rates, application stages, required documents and transfer options to choose the best financial solution for your property.

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FAQs

It’s normal to have questions about mortgage loans… We’re here to clarify them!

To pre-approve a loan, you will need the following information/documentation from each of the loan holders:

  • Identification of the credit holder(s) (Citizen Card, Passport or Identity Card).
  • TIN (Tax Identification Number).
  • Most recent tax return and respective income tax assessment note.
  • Three most recent payslips.
  • Three most recent monthly statements from current account(s).
  • Declaration from the employer(s) detailing the nature of the employment relationship (fixed-term contract, open-ended contract). Note: in the case of self-employed workers, you may be asked to provide proof of commencement of activity, as well as the latest independent contractor payment receipts.

Using MaxFinance will bring you numerous advantages, namely:

  • Thanks to the many partnerships we have, we have significant negotiating leverage and access to favourable conditions, allowing us to offer you the most suitable solutions;
  • You will save time and effort, as we handle the entire process on behalf of the customer (research, negotiation and credit documentation);
  • You will have expert counselling in order to make informed choices and assistance with the intricate documentation that a loan process entails.

No! The credit intermediation service doesn't cost the client anything, as Maxfinance has strategic partnerships with several financial institutions, which, when a customer signs a loan agreement, only pay us a fee for the transaction.

The maximum amount of borrowing depends on several factors, such as your ability to pay and the type of loan. Our professionals will help you determine the maximum amount you can get.

 

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Team Best Choice

As specialists in credit intermediation, we work side by side with you to simplify the process and secure the best conditions on the market.
More than financing, we offer proximity, trust and results.
And all of this comes at no cost to you.

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Partners

With Best Choice, you gain access to the best loan conditions thanks to our network of banks and financial institutions.

ABANCA
BBVA Consumer Finance
Banco CTT
BPI
Bankinter
Caixa Geral de Depósitos
credito agricola
Cofidis
Novo Banco
Santander
UCI
Unicre
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Complementary information to the Credit Intermediation activity

Filipe André Costa Correia Franco

Rua Alberto Ferreira, Nº 30
2820-477 Charneca da Caparica
Portugal

Praça Aquilino Ribeiro nº5 B
2820-599 Charneca da Caparica
Portugal

0005951 | Consult
Vinculated

Civil Liability

Mortgage Credit

2520212 – Hiscox, S.A. Sucursal em Portugal

Valid from until

Consumer Credit

2520211 – Hiscox, S.A. Sucursal em Portugal

Valid from until

Lenders with a binding agreement

  • ABANCA
  • Bankinter
  • BBVA Consumer Finance
  • BPI
  • credito agricola
  • Caixa Geral de Depósitos
  • Cofidis
  • Banco CTT
  • Novo Banco
  • Santander
  • UCI
  • Unicre

Conflict Resolution Centres

  • CACCL: http://centroarbitragemlisboa.pt
  • CACRC: http://www.centrodearbitragemdecoimbra.com/

Value restriction

The Credit Intermediary is forbidden from receiving or delivering any sums related to the formation, execution and early performance of credit agreements, under the terms of article 46 of Decree-Law no. 81-C/2017 of 07 July on the Legal Framework of Credit Intermediaries.

 

Supervisory Entity

Credit Intermediation activity is subject to supervision by the Bank of Portugal (website: www.bportugal.pt )

 

Mortgage and consumer credit related services

  • Presentation or proposal of consumer credit agreements
  • Consumer support, by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements which have not been presented or proposed by them
  • Conclusion of credit agreements with consumers on behalf of creditors
  • Consultancy services

Make a complaint

In the event of a complaint, it must be submitted in the following ways: